Online Invoice Generator Nigeria Free (VAT)

TIN and VAT fields on a Nigerian invoice

A clear draft usually shows supplier details, TIN when required, a unique invoice number, date, customer details, description, VAT (often 7.5% as a starter), and the total in NGN. Enter TIN under From and adjust Taxes to match FIRS rules for your supply — do not invent a rate if you are not registered to charge VAT.

Keep invoice numbers sequential. Non-registered businesses should use a No VAT layout rather than implying VAT registration on the PDF.

Bank transfer, Paystack, and NGN payment norms

Nigerian clients commonly pay by bank transfer, USSD, or payment links via providers such as Paystack or Flutterwave. Put your bank name and account number on the PDF, and ask clients to use the invoice number as the narration or reference.

State payment terms plainly (for example, Payment due within 7 or 14 days). Payment links speed collection for retail and freelance work; larger B2B buyers still expect clear NGN account details on the invoice.

Freelancers, agencies, and Nigerian SME niches

Tech freelancers, creative agencies, contractors, logistics, and trading SMEs use the same NGN + optional 7.5% VAT pattern. Featured layouts give you TIN-ready fields; rename line items for retainers, milestones, or goods.

Reuse one branded layout for recurring clients. Confirm current FIRS guidance for your registration and supply before you charge VAT on a client PDF.

Nigeria estimates and quotes before the invoice

Use Estimates or Quotes under /ng for proposals, then convert to an invoice when work is agreed. Keep estimate and quote numbers separate from final invoice numbers for cleaner bookkeeping.

If VAT applies only on the final bill, leave tax off the proposal and add 7.5% VAT on the invoice after you confirm registration and the nature of the supply.

Nigeria compliance note

This tool creates editable client PDFs. It does not replace FIRS channels, official e-filing, or professional tax advice. Confirm current VAT rules before you charge tax and before treating a PDF as a statutory tax invoice.

How to make an invoice

1. Enter your business details and your customer's billing information.
2. Add an invoice number, date, due date, and payment terms.
3. List line items with quantities, rates, tax, and discounts as needed.
4. Review the balance due and download your invoice as a free PDF.

When to use an invoice

Use invoices whenever you bill for products or services in Nigeria. For pricing before work starts, try our free estimate generator or quote generator.